FAQ
Instant Payday Loan
How Can Fast Cash Help Me?
Get the cash you need because you need it now! An Instant Payday Loan is a fast, free, and easy way to get money to pay for any of your expenses. Do you want extra cash for your upcoming family vacation? Use an Instant Payday Loan to make it a trip to remember.
The Payday Loan Process:
Confused about how a payday loan or cash advance works? This article will teach you all the steps about how to apply and receive a loan. First, what is a pay day loan? Payday loans are temporary loans that supplement your income between pay periods. Perhaps you need money to make a car payment or repair bill. A cash advance will allow you to make your payment on time and avoid late charges or hefty interest payments. A cash advance loan can even help you get ahead on your payments in stead of falling far behind. In the next section, you will learn how to get a pay day loan.
Get a Pay Day Loan Today!
It is so easy to get a loan by following these simple steps. First, determine if you qualify for a loan. You must be a United States Citizen at least 18 years of age. A checking or savings account is required. You must also have a job or income of at least $1000.00 per month. Lastly, you may not be an active member of the military in order to have a payday loan. Short-term loans are only to be used for temporary expenses. If you need a different type of loan, talk to your local bank.
Most customers have questions about loans and concerns about instant cash loans. This is a common set of FAQ’s about the cash advance process.
Frequently Asked Questions:
1. How Do I Get My Money?
2. What are the qualifications for a Pay Day Loan?
3. Instant On-Line Application
4. How Long Do I Wait for Money?
5. Where Do I Collect my Money?
6. How much is the Interest Charge?
7. When do I Repay the Loan?
8. Securities and Deposits
9. Is My On-Line Application Safe?
10. How Often Can I Get a Loan?
11. Information on the Application
How Do I Get My Money?
Applying online is the easy and fast way to get your cash advance. Approval for the money is practically instant. Look online at your bank account about 24 hours after you request your loan. The money is automatically deposited for you. You can remain at home or work and not have to drive to receive your funds.
What are the qualifications for a Payday Loan?
-U.S. Citizen at least 18 years of age
-Have a checking or savings account
-Have job earnings of $1000.00 or more each month
-Not an active member of the military
*Extra qualifications may be relevant to your loan
Instant On-Line Application
It doesn’t make sense to spend your hard earned money paying expensive application fees. You can get better service with NO fees by going on-line. The payday advance application is done over the Internet and is totally free of charge. When you complete the submission form and press “apply”, you are 24 hours away from you cash. It only takes a few short minutes to fill out your application.
How Long Do I Have To Wait for Money?
The fastest way to get your cash is to apply on-line. Applications are processed right away and the money is yours the very next day. Your bank account will have your money about 24 hours after your loan is complete. The money is automatically deposited and available for instant usage.
I Submitted My Form-Now Where is My Money?
Your checking account has the benefit of direct deposit. This means that the money is instantly available in your account. It’s now up to you to spend it. The online Application Form will ask for your bank account numbers for your checking or savings account. Please have this information ready in order to have your loan processed fast.
How much is the Interest Charge?
Pay Day Loans have a super cheap, preset interest rate. Typically, for every $100.00 that you borrow, you only pay $25.00 in interest. Borrow $200.00? You pay $50.00 in charges. This tiny fee is cheap and it helps you make ends meet.
When do I Repay the Loan?
Most loans are usually repaid within one week. However, some are repaid in two to three weeks. There are so many different payment plans available. A plan can be created to fit your needs and your schedule. Repayment is very simple. The person getting a loan writes a check to the lender for the loan, taxes, and interest. The check is post-dated. The lender holds the check for two to three weeks until the loan is due. The borrower will pay back the amount borrowed in full. If the money is not paid back or the check bounces, further costs will be charged. Missed payments may be turned over to a collection agency.
Securities and Deposits
The great thing about cash advance loans is that there are no security deposits. Your job guarantees you for the loan. Income from your job shows the lender you can pay back the cash advance.
Is My Application On-Line Safe?
Definitely! Our sites are secure and your application information is completely secure. You don’t need to worry about a third party getting your personal information. We keep all of your loan materials safe. Your identity will not be shared with anyone. You can rest assured that only our company will know about your application.
How Often Can I Get A Loan?
It is important to remember that a short-term loan like this is only for temporary expenses. If you need a long term loan, please see your local banker.
What Information is on the Application?
Our application requires you to fill out your private information in our safe, secure website. Other required information includes your personal account numbers for your savings or checking account. Your Social Security Card number may also be required. Lastly, please have all of your information from your employer available. The job information section is the most important part of the on-line application form. Further information may be asked for on an individual, case by case, basis.
UK Payday Loan